|
Individual Health Insurance
One out of seven Americans are without health insurance, and many who have coverage have too little. About half of all bankruptcies have some connection to medical expenses or debts.
Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium).
Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase.
1. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own.
2. If your employer only pays toward your cost, you may want to save money and choose a different plan more suitable for your spouse and children.
(We keep it simple - if you can't find a good plan in 3 top insurance companies - you have another problem...)
For an instant online health insurance quote comparing only 3 insurance companies (113 plans) for you or your family, please fill out our 2 minute online form.
|
